There’s no such thing as a good car accident, but getting into an accident with an unlicensed or uninsured driver makes a bad situation worse for a variety of reasons. It’s important to work with an experienced auto accident attorney if you’re involved in an accident with an uninsured or unlicensed driver so that your rights are protected.
Ultimately, an unlicensed driver is the lesser of the two evils because, in many cases, the driver is driving a car that is insured and therefore the owner of the car will be responsible for any claims filed due to the accident.
However, that doesn’t mean an unlicensed driver won’t suffer repercussions. Unlicensed drivers can be ticketed, fined, or have their ability to obtain a license suspended. An unlicensed driver can still be charged or sued in civil court if found in fault in an accident.
According to the Insurance Research Council, approximately 14% of the driving population is uninsured. In Illinois, insured drivers are required to carry uninsured motorist coverage, so you are protected in the case of an accident with an uninsured driver. However, it is in your insurance company’s best interest to be economical in handling your claims rather than providing you with compensation that is fully in line with the suffering or damage you experienced in the collision. Having an auto accident lawyer advocate for your rights with your insurance company will help ensure you get the compensation you deserve.
Even if other motorists in an accident are uninsured or unlicensed, it’s important to take down their names and contact information if possible. Also, be sure to take pictures of the scene and note license plate numbers since, if a driver is driving a friend or family member’s car, the owner of that car can be held liable. Make sure you or any other injured parties get the medical attention they need immediately.
When you’re ready, reach out to one of Kryder Law’s experienced auto accident attorneys. Our lawyers are familiar with the intricacies of insurance law and can help you understand your rights. If you deserve compensation, we’ll do our best to make sure you are appropriately compensated for any loss you’ve suffered. Start your free case evaluation today.