One of the primary benefits of hiring legal counsel after a motorcycle collision is that a motorcycle accident lawyer will deal with the insurance companies for you. This is a tremendous benefit, as handling settlement negotiations on your own can be difficult.
It is vital to protect your legal rights following a motorcycle accident, given the potential severity of your injuries resulting from the crash. If you’re planning to file an insurance claim, consider the following ways an attorney could help you handle this process.
We Can Navigate the Complexities of Insurance Claims
There are many ways in which a lawyer from our firm can handle the claims process for you. Our team understands how to fight for a fair value in these cases while avoiding delays that could harm your financial recovery. Some benefits of allowing our team to take on the insurance company for you include:
We Know State Law
Our attorneys have a thorough understanding of Illinois’ liability insurance regulations, including the minimum amount of liability coverage every motorist is required to carry. We can examine the other driver’s level of coverage and argue for a fair settlement based on your damages. If we find that negotiations will not produce the outcome we’re looking for, we can use our ability to file a lawsuit as leverage.
We Understand how Illinois’ Comparative Negligence System Works
Illinois’s comparative negligence laws could affect the outcome of your case. According to 735 ILCS 5/2-1116, if you were responsible for the accident in any capacity, it could reduce the level of compensation you qualify to receive.
Our law firm can explain in more detail how this law may affect your case. You do not need to be confused with legal jargon and other details with us on your side. We will determine whether or not your portion of the fault for the accident is accurate and seek damages accordingly.
We will Fight on Your Behalf
Any delay in the insurance claims process could work against you. The insurance companies understand this, which is why adjusters may drag their feet and avoid a quick resolution of your case. Delays might cause you to feel pressure to accept a settlement offer below what your claim is worth.
We want to prevent this. If you are like most people, your motorcycle accident settlement is necessary to help you avoid financial trouble. You likely need it to cover basic expenses like your medical care or replace your lost wages. The sooner we can resolve your case, the sooner you may be able to address these needs.
Insurance Companies Can use Unfair Tactics
Insurance companies make their money by limiting the amount of compensation they issue in settlements. When investigating your claim, adjusters will look for reasons to lower the amount they offer you or deny your claim entirely. The following are some of the tactics we can prepare your case for:
They May Offer You Less Money Than You Deserve
The insurance company may offer a low-ball settlement early in the process, hoping you will accept it in order to put the case behind you as quickly as possible. This can be especially problematic if you are not aware of the actual value of your damages. You don’t have to accept the first settlement offer you receive.
If you’re worried about negotiating with the insurance adjuster, consider working with our firm. We can take on this responsibility for you. Moreover, we can calculate the value of your damages to make sure a settlement offer is fair before you accept it.
We can also let you know when negotiations are not yielding results. When this happens, we may advise that the best option is to file a lawsuit for the compensation you seek.
Note that you only have one chance to settle your injury claim. If you agree to an inadequate settlement, you will not have a chance to go back for more money later.
They May use Your Statements Against You
During their investigation, an insurance adjuster may attempt to interview you in order to record your version of events. Unfortunately, it is all too easy to get the facts confused or say something you didn’t mean in such a high-stakes conversation. The adjuster can use any statements you give against you in your case.
They may use your words to suggest that your damages are not as serious or that you are more at fault for the collision than you claim. These insurance adjusters could steer the conversation in hopes that you accept responsibility for the accident, even if you did nothing to cause the crash.
Note that the less you say directly to an insurance adjuster, the less they can use your words against you during the claims process. When we take on your case, we can communicate with the insurer and issue statements on your behalf to protect your rights.
Learn how an Attorney Could Help You with a Motorcycle Accident Claim
If you have questions about your rights following a motorcycle accident, a Bloomington motorcycle accident attorney at The Kryder Law Group, LLC is ready with the answers. Let our firm deal with the insurance companies following a motorcycle accident so that you don’t have to.
To learn more, contact The Kryder Law Group, LLC at (312) 223-1700 for a free consultation.