Daño corporal frente a daño moral

Have you ever wished you could ask a lawyer to explain legal terms in simple language? In this legal glossary series, that’s exactly what the founding partner of our car accident law firm provides. In this article, you’ll learn the differences between bodily injury vs. pain and suffering damages and how they’re related.

What Is Bodily Injury vs. Pain and Suffering?

¿Cómo se relacionan el daño corporal y el daño moral?

Bodily injury refers to the physical harm victims suffer in an accident. Pain and suffering, caused by bodily injury, can significantly impact a victim’s life, encompassing both the physical pain and the emotional distress—mental anguish—that an injured victim experiences after an accident caused by someone else’s negligence.

Seguro de responsabilidad civil por daños corporales e indemnización económica por daños morales

These terms are commonly used in car accident cases and other types of motor vehicle injury cases. In this context, bodily injury (BI) liability coverage in an auto insurance policy is standard coverage that compensates victims for bodily injury when evidence presented shows you’re at fault. Coverage for bodily injury helps pay for legal fees if you’re sued in a personal injury lawsuit for damages after an accident occurs.

¿Cubre la responsabilidad civil por daños corporales el dolor y el sufrimiento?

Yes, bodily injury liability coverage includes pain and suffering compensation. Pain and suffering is a common type of non-economic damage that personal injury claim victims are entitled to in a successful personal injury claim, along with medical bills, medical expenses, lost wages, and other general damages.

Andrew KryderChicago Abogado de Lesiones Personales, Explica Lesiones Corporales vs. Dolor y Sufrimiento

Meet Andrew Kryder, Esq., founding partner and an experienced personal injury attorney. He’s well-known for breaking down complex legal jargon into language that anyone can understand.

Hoy, nos guiará a través de los términos "daño corporal" y "dolor y sufrimiento", arrojando luz sobre cómo estos términos están relacionados y lo que significan para los involucrados en un accidente.

Andy begins, “Some people question whether there’s a difference between bodily injury and pain and suffering. For me, the two concepts…go hand in hand.”

“Bodily injury” pertains to physical harm that injured individuals suffer as a result of an accident. This includes visible bodily injuries (like a broken arm) and non-visible ones (such as internal bleeding). On the other hand, “pain and suffering” refers to both the physical discomfort and severity of emotional distress a person experiences post-accident due to the bodily injury they have received. For example, if the victim has experienced a loss of enjoyment of life after the accident.

Andy muestra cómo se relacionan los dos términos: "El dolor y el sufrimiento se originan en la lesión corporal que se produjo durante un accidente, [por lo que] no hay realmente una distinción entre los dos."

¿Cómo ve la compañía de seguros los daños corporales y el daño moral?

Las compañías de seguros suelen separar estos elementos de las reclamaciones, indemnizando las lesiones físicas directamente con la cobertura de daños corporales, mientras que el dolor y el sufrimiento emocional suelen requerir más negociación.

“The insurance companies,” Andy explains, “are going to be compensating you for the injury that you sustained in an accident and the pain and suffering that stems from that injury.”

He points out, “It’s very, very hard to divorce the two…concepts. They really do go hand in hand.”

¿Qué otras indemnizaciones pueden recibir las víctimas de accidentes?

Andy continúa: "El dolor y el sufrimiento no es lo único a lo que tienes derecho después de un accidente. También tienes derecho a otros daños y perjuicios como: salarios perdidos, incapacidad, pérdida de una vida normal, y otras cosas que puedas demostrar en el juicio que ocurrieron a causa del accidente."

The worth of your case includes many factors. Pain and suffering can be evaluated using one of two methods:

• The per diem method—assigning a daily value to the time the victim suffered
• The multiplier method—multiplying economic damages by a set amount

How Can a Personal Injury Lawyer Help an Accident Victim?

Personal injury refers to the physical or emotional injury that occurs due to the negligence of another party. Because no two accidents are alike, an experienced personal injury attorney from The Kryder Law Group, LLC Accident and Injury Lawyers, can assess your personal injury case, explain your rights in understandable terms, and work diligently to secure the maximum amount you deserve.

"Así que", concluye Andy, "si estás involucrado en un accidente, realmente quieres discutirlo con un abogado para asegurarte de que estás haciendo una reclamación por todo lo que tienes derecho."

Schedule your free consultation today to have an experienced lawyer review the evidence provided, evaluate insurance coverage, help prove pain and suffering, and understand property damage liability coverage. Together, we’ll explore your legal options and work to recover compensation for your losses.