Ridesharing is popular in cities like Chicago, offering convenient and affordable transportation. However, car accidents involving services like Uber and Lyft have increased. If you have been seriously injured in an Uber or Lyft accident, seek legal representation from a Chicago rideshare accident lawyer from our car accident law firm, The Kryder Law Group, LLC Accident and Injury Lawyers to protect your rights.
What is Ridesharing in Illinois?
Ridesharing, also known as ride-hailing or transportation network services, is the use of a smartphone application to request and pay for a ride from a private driver. In Illinois, ridesharing companies like Uber and Lyft are regulated by the Illinois Department of Transportation (IDOT) and must follow specific requirements set by the state.
What Is My Chicago Rideshare Accident Injury Case Worth?
Common Causes of Rideshare Accidents
A rideshare car accident can be caused by various factors, including:
Types of Rideshare Accidents
Some common types of serious rideshare vehicle accidents include:
- Rear-end collisions
- Side-impact collisions, also known as T-bone collisions
- Pedestrian accidents
- Cyclist accidents
Legal Considerations for a Chicago Rideshare Accident
If you have been involved in a Lyft or Uber accident, there are important legal considerations that may affect your personal injury claim:
- Insurance coverage: Ridesharing companies typically provide insurance coverage for an Uber or Lyft driver, but it may vary depending on the driver’s status at the time of the accident (i.e. if they were logged into the app or not).
- Liability: Determining liability in a rideshare accident can be complicated, as it may involve multiple parties such as the Lyft or Uber driver, the ridesharing company, and other drivers.
- Statute of limitations: In Illinois, you must file a personal injury lawsuit within two years of the accident, so it’s important to contact Chicago Uber accident lawyers promptly.
Types of Compensation for Lyft Crash Injuries in Chicago
How a Chicago Uber Accident Attorney Can Help
Navigating a rideshare accident case can be overwhelming and complex. An experienced Uber accident lawyer can help you with your Uber accident claim:
- Your lawyer collects evidence like police reports, witness statements, and medical records.
- Your lawyer investigates Lyft and Uber accidents to identify and hold the responsible party accountable for your injuries.
- Your Chicago Uber accident lawyer will negotiate with Uber and Lyft drivers’ insurance companies to recover compensation for you.
- Your Uber or Lyft accident lawyer will represent you in court if a fair settlement isn’t reached.
How Do Rideshare Insurance Policies Work?
Rideshare insurance policies are designed to cover Lyft and Uber drivers and passengers in the event of an accident while using a ridesharing service. These policies typically have three phases:
- Phase 1: The rideshare driver is logged into the Lyft or Uber app but has not yet accepted a ride request.
- Phase 2: Drivers have accepted a ride request and are en route to pick up the passenger(s).
- Phase 3: Passenger(s) are in the vehicle and being transported to their destination.
Ridesharing companies offer different liability coverage across phases:
- Phase 1 usually provides limited coverage up to $50,000 per person and $100,000 total.
- Phases 2 and 3 typically offer $1 million for bodily injury and property damage.
Rideshare accident coverage varies by insurance company, and location, and the driver’s personal insurance may not apply.
Contact a Chicago Ridesharing Accident Lawyer Today
The Kryder Law Group, LLC Accident and Injury Lawyers offers legal representation for rideshare accident cases in Chicago. Each personal injury attorney on our team has experience handling Uber and Lyft accidents with the goal of winning compensation for our clients.