The most important thing you should do in the days following a truck accident in Chicago is to seek medical attention, regardless of how you feel. You might have serious injuries without even knowing it. Furthermore, the documentation from your visit will support your personal injury claim so you can collect compensation.
Conversely, by not seeking medical attention, you risk undermining the seriousness of your injuries and pain. You do not want to risk undercutting the amount of compensation you deserve. You may also want to consider working with a truck accident lawyer throughout the financial recovery process.
Types of Injuries from a Truck Accident
Because of the sheer force of impact, truck accidents can yield catastrophic injuries. If you were involved in a truck accident, your injuries may affect your ability to earn income, as well as your quality of life.
Some examples of truck accident injuries include:
- Broken and fractured bones
- Traumatic brain injuries (TBIs)
- Spinal cord injuries
- Neck injuries, such as whiplash
- Internal bleeding
- Torso and rib injuries
- Lacerations and cuts
Following an accident, some injuries are immediately apparent. However, others may only be seen with imaging scans. In the days following a truck accident, again, you should be evaluated by a healthcare professional. Let the doctor examine you, and be sure to request a copy of the physician’s diagnosis, prognosis, and treatment plan. This information can be used to supplement your personal injury case.
Watch What You Say, Especially to Insurance Companies
While some auto insurance companies strive to fairly compensate injured claimants, others do not. The wrong words expressed in the right situation can seriously damage your ability to recover compensation via an insurance settlement or court award.
Do not be surprised if your phone rings soon after your accident, and you pick it up to find the at-fault party’s insurance company on the other end. You might be relieved that they have taken the initiative, sparing you the hassle of calling and demanding compensation. The insurance adjuster might even speak to you with convincing empathy.
Do not be lulled into a false sense of security during such a call. Most likely, the insurance representative wants you to reveal incriminating details––perhaps even an admission of fault. Remember this: anything you say to the insurer can and will be used against you. If you have been seriously injured in a truck accident, you may want to consider working with a lawyer. They can speak to the insurance company on your behalf and manage the entirety of your personal injury claim.
Consider Hiring a Lawyer
You should avoid accepting a settlement or signing any documents before speaking with a lawyer first. The insurance company knows the value of your damages. However, they may offer you less than you deserve to save their company money. Once you accept an offer, the agreement is binding. Even if you incur additional expenses, you will be unable to ask for more money in the future.
When dealing with the insurance company, a lawyer can review the involved policies, manage communications with the adjuster, and protect you against any bad faith insurance practices. They can also calculate the cost of your damages so that you understand what constitutes a fair settlement.
How a Lawyer Can Help Your Case
A lawyer can use their knowledge, resources, and courtroom experience to help you receive fair compensation for your losses.
In fact, a lawyer can handle every aspect of your case, including:
- Investigating the crash
- Identifying the at-fault party (or parties)
- Interviewing witnesses
- Consulting with field experts
- Gathering evidence to prove the cause of the accident
- Calculating your damages
- Negotiating with the insurance company
- Filing a lawsuit if the insurer does not offer a fair settlement
- Representing your interests in civil court
A lawyer may be able to help you in ways not described above.
The Statute of Limitations Restricts Your Time to Take Legal Action
A truck accident lawyer will manage your case’s obligations in a timely manner so that the statute of limitations does not expire on your ability to recover compensation. If you need to file a lawsuit against the negligent party, 735 ILCS 5/13-202 dictates that you have two years from the date of the accident to do so.
You may be granted more time to act based on the needs of your case. However, in general, if you do not file your lawsuit before Illinois’s statute of limitations, you will be unable to pursue compensation.
Call the Kryder Law Group, LLC in the Days Following a Truck Accident
A truck accident lawyer from The Kryder Law Group, LLC can guide you through what may be a stressful time. Our legal team can help you secure financial recovery for your medical bills, lost income, and pain and suffering.
Call The Kryder Law Group, LLC at (312) 223-1700 for a free consultation.