If you’ve been seriously injured in a Louisville car crash, you may be facing financial hardships with rising bills for medical treatment, and you may be wondering what to do if the Personal Injury Protection (PIP) benefits of your auto insurance policy fall short of your medical costs. This is where an experienced Louisville car accident lawyer can help. With decades of experience, our personal injury law firm has helped car accident victims recover the compensation they deserve—and we’re here to help you seek a fair settlement in a car accident claim.
In this Article
Do I Need a Lawyer After a Car Accident in Louisville?
What Is Kentucky’s No-Fault Law for Motor Vehicle Accidents?
Kentucky’s no-fault law, under the Motor Vehicle Reparations Act (KRS 304.39), requires most vehicles (excluding motorcycles) to carry PIP coverage, providing up to $10,000 for medical expenses, lost wages, and other costs, regardless of fault.
Lawsuits against at-fault drivers are limited unless injuries meet thresholds like $1,000+ in medical bills, broken bones, permanent disfigurement, or death. Individuals can reject these limitations by filing a form, which may impact PIP benefits and premiums. Motorcycle owners must opt into PIP coverage or forfeit the first $10,000 of claims. Uninsured/underinsured claims can be filed through the Kentucky Assigned Claims Plan.
What Are Serious Injuries in Louisville Car Accidents?
Under Kentucky’s no-fault law, victims can sue the at-fault party if their injuries involve permanent impairment, disfigurement, a fracture, medical expenses over $1,000, or death.
What Compensation Is Available for Serious Injury Victims?
Compensation beyond the victim’s own insurance company’s no-fault benefits includes medical costs exceeding $10,000, future care, lost wages, pain and suffering, and non-economic damages like loss of enjoyment of life.
Common Types of Kentucky Car Accidents
Car accidents in Louisville that result in life-changing injuries take various forms, including rear-end, head-on, T-bone, and rollover collisions. Discuss your auto accident case with an experienced personal injury lawyer to determine if you are eligible to recover compensation from the other driver, including pain and suffering damages.
What Causes Car Accidents in Louisville, KY?
Car accidents in Louisville are often caused by negligent drivers who text, speed, tailgate, or drive recklessly. Driving under the influence of drugs or alcohol, distracted driving, and bad weather also increase crash risks.
What to Do After a Car Wreck in Louisville
Check for injuries and move to a safe location if possible.
Call 911. Report the accident and save the police report.
Document the accident scene with photos of the vehicles, damages, and surroundings.
Collect contact details from the other driver’s insurance company.
Gather evidence: note witness names and take statements.
Seek medical attention, even for minor injuries, and save your medical records.
Promptly report the accident to your no-fault insurance provider.
Consult a Louisville car accident attorney to discuss seeking maximum compensation in a personal injury case.
How Long Do I Have to File a Car Accident Case in Louisville?
By Kentucky statute of limitations, you generally have two years to file a personal injury claim for car accident injuries that meet a certain threshold after an automobile accident (under Kentucky’s Motor Vehicle Reparations Act). Your personal injury attorney will ensure you meet the deadline.
Contact an Experienced Car Accident Attorney for Help
If you or a loved one has been a victim of someone else’s negligence in Louisville, an experienced car accident lawyer from our personal injury law firm can determine if you have a valid personal injury lawsuit.
We offer free consultations to potential car accident clients and work on a contingency fee basis. We can determine your car accident case’s worth, explain Kentucky law about options for seeking compensation, and answer your questions.
Get help from a Louisville car accident lawyer when you've been hurt in a crash with a negligent driver.
$7.5 Million
Recovery for a construction worker injured when a support wall fell and struck him. (Highest award on record for a construction injury in DuPage County at the time).
$3.2 Million
Recovery for a construction worker injured when he fell in an uncovered foundation trench, ranking as the highest award on record for a construction injury in McHenry County at the time.
$3 Million
Recovery for the family of a man struck by a garbage truck that was making an illegal turn.
$2.2 Million
Recovery for a salesman injured in an automobile collision.
$2 Million
Recovery for a man struck by a speeding vehicle as he waited for the CTA bus.
$1.5 Million
Recovery for a truck driver that was struck by another car on the expressway while his vehicle was disabled.
$1.4 Million
Recovery for a computer programmer that slipped and fell in the washroom at work.
Recovery for a pedestrian struck by a vehicle in a parking lot. At the time, this was the second-highest recovery on record in DuPage County for a similar injury.
$800,000
Recovered for a disputed wrongful death claim against a trucking company. The company denied they were involved in the collision.
$660,000
Recovery for a truck driver that was injured while unloading his trailer.
$550,000
Recovery for a person who slipped and fell in a grocery store.
$550,000
Recovery for a woman who injured her neck in a motor vehicle collision.
$500,000
Recovery for a pedestrian that was struck by a vehicle while standing on the sidewalk.
$500,000
$500,000 Policy limit settlement for a 48-year-old woman injured in a Cook County head-on collision after another driver made an unsafe left turn into traffic.
$460,000
Recovery for a truck driver that tripped and fell in the parking lot while making a delivery.
$450,000
Recovery for a dental assistant who slipped and fell at work on an unnatural accumulation of ice.
$425,000
Recovery for a union worker struck by a speeding vehicle.
$425,000
Recovery for a passenger in a vehicle struck by an inexperienced driver.
$415,000
Recovered for a woman that required neck surgery after aggravating an existing neck injury in a truck accident.
$400,000
Recovery for a lab technician injured while transporting equipment.
$370,000
Recovery for a construction worker injured on faulty equipment at a construction site.
$315,000
Recovery for a motorist struck by a falling utility pole.
$310,000
Recovery for a person injured in a motor vehicle collision.
$300,000
Recovery for a bicyclist struck by a vehicle.
$300,000
Recovery for a 16-year-old girl who suffered a skull fracture after her e-bike struck a metal driveway marker placed along the roadway.
$250,000
Recovery for a young woman struck by another vehicle.
$250,000
Recovered for a woman who sustained a partial finger amputation and other injuries in a rollover car accident. (Policy Limits)
$250,000
Recovered for a man injured in a motor vehicle collision.
$250,000
Recovered for a 60-year-old woman involved in a car accident. (Policy Limits)
$250,000
Recovered for a man hit by a semi-truck while operating a go-cart.
$250,000
Recovered for an individual who suffered a severe knee injury after a slip and fall on a wet floor at a Will County retail store.
$240,000
Recovery for the injured party struck by another vehicle.
$235,000
Recovery for a person injured in a motor vehicle collision.
$235,000
Recovery for an inventory clerk injured when shelving toppled onto her.
$219,000
Recovery for a restaurant patron that slipped and fell in the bathroom.
$200,000
Recovered for an airline employee struck on the runway at O’Hare International Airport.
$190,000
Recovery for a person injured in a motor vehicle collision.
$175,000
Recovered for a child injured by fireworks at a fourth of July celebration.
$170,000
Recovered for a person injured when she slipped and fell exiting a major retail store.
$150,000
Recovered for a woman who fractured her leg when she was struck by a vehicle.
Latisha S.
Great service. They helped me get my money, and everyone was very pleasant even though the health insurance took a while. Everything was on point on Kryder’s side.
(312) 223-1700