Owensboro Pedestrian Accident Lawyer

If you’ve suffered injuries sustained in a pedestrian accident, you may be facing financial burdens like medical bills and wondering if no-fault insurance will completely cover them—or what to do if personal injury protection (PIP) benefits aren’t enough. An experienced Owensboro pedestrian accident lawyer can help. With decades of experience, our personal injury law firm has guided victims successfully through the legal process to pursue compensation. Call us for a free consultation.

Do I Need a Personal Injury Attorney in Kentucky’s No-Fault System?

Common injuries suffered in a pedestrian traffic accident are often catastrophic. In a no-fault insurance system like Kentucky’s, if your severe injuries are caused by someone else’s negligence, you may be able to pursue a fair settlement beyond the striking vehicle’s PIP insurance coverage and no-fault benefits with a personal injury case. The experienced personal injury lawyers on our legal team have in-depth knowledge of no-fault insurance and can help you determine if you are eligible to file a Kentucky pedestrian accident case.

What Can an Owensboro, Kentucky, Lawyer Do for Me?

First, seek medical attention. If you’ve been severely injured, an attorney can help gather evidence to build your case. This includes visiting the accident scene to collect physical evidence, obtaining your medical records and the police report, and taking witness statements. This information is vital for determining fault and identifying the liable party.

Who Is a Pedestrian Under Kentucky Law?

In Kentucky, a pedestrian is legally defined as any person who is afoot (traveling on foot) or in a wheelchair.

What Is Kentucky’s No-Fault Law for Motor Vehicle Accidents?

Kentucky’s no-fault law is the Motor Vehicle Reparations Act (KRS304.39).

  • The law mandates PIP coverage for most vehicles, excluding motorcycles.
  • PIP provides up to $10,000 for medical expenses, lost wages, and other costs, regardless of fault.
  • The right to pursue a car accident lawsuit against an at-fault driver is limited unless injuries meet serious injury thresholds like: physical injuries resulting in over $1,000 in medical bills, a broken bone, a permanent disfigurement or injury, or death.
  • Individuals can reject insurance company coverage limitations by filing a form with the Department of Insurance, but this affects PIP benefits and may raise liability premiums.
  • Motorcycle owners must opt into PIP coverage. Otherwise, they forfeit the first $10,000 of claims against at-fault parties.
  • Claims for uninsured/underinsured motorist coverage can be filed through the Kentucky Assigned Claims Plan.

Can a No-Fault Policy Cover a Pedestrian Accident?

Yes. The PIP of the striking vehicle generally pays first in a pedestrian accident. Additionally, a no-fault insurance policy covers all family members living in your household. PIP benefits apply even if a family member is a passenger in someone else’s car or is a pedestrian during an accident. It also covers pedestrians injured in an accident involving your car up to your policy’s coverage limit.

Common Causes of Pedestrian Accidents in Owensboro

Common Causes of Pedestrian Accidents in Owensboro

Financial Compensation for Seriously Injured Pedestrian Accident Victims

Many pedestrian accidents occur when a negligent driver breaks traffic laws. This can include failing to yield at a crosswalk, disregarding traffic signals, distracted driving, driving under the influence, or leaving the scene in a pedestrian hit and run.

In such an accident, fair compensation in a pedestrian accident lawsuit (that meets the serious injury threshold) can include additional non-economic damages beyond the economic damages provided in no-fault insurance claims. In rare cases, punitive damages may be granted. Maximum compensation may include costs for medical treatment, lost income, pain and emotional distress, property damage, and more. In cases of fatalities, a wrongful death lawsuit may be possible.

How Long Do I Have to File a Pedestrian Accident Injury Case in Owensboro, KY?

Under Kentucky’s Motor Vehicle Reparations Act, the statute of limitations for filing a pedestrian accident claim is two years. Wrongful death claims must typically be filed within one year of a personal representative’s appointment under KRS 413.140(1). Filing a claim promptly helps preserve evidence.

Contact Our Owensboro Pedestrian Accident Attorneys Today

When pedestrian accidents happen, the results can be devastating. If you or a loved one is suffering from a catastrophic injury from a car crash due to driver negligence, our Kentucky pedestrian accident lawyers are here to help you seek financial recovery. We have extensive experience managing successful personal injury claims.

Free Initial Consultation

Reach out to our experienced attorneys today for a free case review. Our law firm works on a contingency fee basis, so an injured person pays no upfront fees. Call for a free case evaluation.

Owensboro Pedestrian Accident Lawyer
Get help from a Owensboro pedestrian accident lawyer when you've been injured as a pedestrian in an accident caused by someone else's negligence.
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Latisha S.

Great service. They helped me get my money, and everyone was very pleasant even though the health insurance took a while. Everything was on point on Kryder’s side.

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