Ridesharing services like Uber and Lyft are a convenient and affordable way to get around, but accidents are becoming more common. If you are an injury victim of a rideshare driver’s negligence, a Bloomington rideshare accident lawyer from our law firm can help you seek compensation.
Do I Need a Bloomington Uber and Lyft Accident Attorney?
Yes! Uber and Lyft vehicle accident cases can be complex and involve multiple insurance policies. Your lawyer can help you pursue full compensation by gathering evidence (like witness statements, police reports, and medical records). Our attorneys will identify liable parties to build your personal injury lawsuit.
A lawyer will assess your medical bills (including prescription medication and physical therapy costs), lost wages, property damage, and more to determine the financial recovery you deserve. We can navigate insurance claims for maximum compensation. We can also represent you in court if necessary. In the case of a fatality, we can file a wrongful death claim.
What Are Rideshare Services in Indiana?
In Indiana, ridesharing services use digital platforms like Uber and Lyft to connect passengers with drivers using their personal vehicles. These platforms are legally known as Transportation Network Companies (TNCs) instead of traditional taxi services. Under Indiana law, TNC drivers are not employees; they are independent contractors.
Common Causes of Rideshare Accidents
Our rideshare car accident lawyers have seen accidents occur due to:
- Distracted driving (like phone use or texting)
- Drunk driving
- Drowsy driving
- Reckless driving
- Traffic violations (like running a stop sign)
- Poor rideshare vehicle maintenance
Types of Rideshare Accidents
The experienced lawyers at our law firm have won our clients fair settlements for accident claims. Accidents with rideshare vehicles involved: rear-end collisions, side-impact (or T-bone) crashes, and crashes with pedestrians or cyclists.
If a driver caused an accident, victims can suffer serious injuries, such as head and brain injuries (like traumatic brain injuries), spinal cord injuries, soft tissue injuries, and other injuries.
Types of Compensation for Injuries Suffered in a Rideshare Crash in Bloomington, IN
Legal Considerations for a Bloomington Rideshare Accident
These legal factors could affect your rideshare accident case and ability to pursue compensation:
Insurance Coverage
Uber and Lyft offer driver insurance. Its coverage depends on the Uber and Lyft driver’s status when the auto accident happened. For instance, did the crash happen when the driver was logged into the app, or was the driver carrying passengers?
Liability
Determining liability for a rideshare accident depends on the incident’s circumstances. Liability may fall on the Uber/Lyft driver, the rideshare company, or other at-fault drivers.
Statute of Limitations
According to the Indiana Office of Court Services, you have a two-year statute of limitations from the date of the accident to file a personal injury claim (including rideshare accident claims). There may be some exceptions, so speak with a lawyer right away.
How Do Rideshare Insurance Policies Work?
Rideshare insurance covers Lyft and Uber drivers and passengers during accidents. Uber and Lyft’s insurance coverage works in three phases:
- Phase 1: the driver is logged into the rideshare app but hasn’t accepted a ride request.
- Phase 2: the driver is on the way to pick up passengers.
- Phase 3: passengers are in the car and on their way to the destination.
Liability coverage varies:
- Phase 1 offers up to $50,000 per person and $100,000 total.
- Phases 2 & 3 typically offer up to $1 million for injury and property damage.
Rideshare insurance coverage depends on the insurance details, location, and whether the Uber or Lyft driver’s personal insurance policy applies.
Contact a Bloomington Rideshare Accident Attorney Today
Our personal injury lawyers can help recover compensation. We handle the entire legal process: negotiating with the driver’s insurance company and insurance adjusters, making sure responsible parties are held liable, and determining how much compensation you’re owed.
Call for a Free Consultation
If you’ve been injured, seek medical attention first. Then call us. We can explain how you may recover fair compensation for medical expenses, lost income, physical pain, emotional distress, and more from the negligent party. Our legal team works on a contingency fee basis.
(312) 223-1700