Teenage drivers may engage in unsafe behaviors because of their inexperience with driving and lack of understanding of the risks of certain driving behaviors, such as texting while driving. As such, personal injury cases involving a teen driver may be approached differently than an adult driver of legal age.
A Chicago teen drivers accident lawyer may help you understand who might be held responsible for your losses and pursue awards from those who are at fault for your accident. Call the Kryder Law Group, LLC, today at (312) 223-1700 for details about how our team may represent you or your loved one after an accident involving a teen driver.
Teen Drivers May Pose Abnormal Risk to You and Others
Teenage drivers account for a disproportionate amount of deadly accidents in the United States, according to the Insurance Information Institute (III). In 2017, people aged 15 to 20 accounted for only 5.4 percent of all drivers yet were responsible for eight percent of motorists involved in fatal traffic accidents.
In 2018, Illinoisan drivers aged 16 to 19 accounted for eight percent of auto injuries and 4.6 percent of traffic deaths, according to the Illinois Department of Transportation (IDOT). There may be several reasons why teenage drivers could be prone to causing an accident resulting in injury or death. A teen driver may:
- Have significantly less experience driving a motor vehicle than older drivers
- Have limited experience dealing with inclement weather and other dangerous driving conditions
- Fail to completely understand the reality that an accident can occur in any situation
- Engage in distracted driving, such as driving while texting, talking with passengers, or eating and drinking
- Fail to fully grasp the consequences of high-risk behaviors, such as speeding
The Centers for Disease Control and Prevention (CDC) notes that teen drivers are the age group at the highest risk of being in an accident and are three times more likely than older drivers to be in a deadly accident. Speeding, alcohol use, and inexperience are among the leading causes of danger when it comes to teenage drivers.
Being young does not give adolescent drivers a pass for causing injury or death to others in a car accident. They and possibly other parties, such as their parents, may be held liable for injuries suffered by you or your loved one.
Liability for a Teen Driver Accident
Teen drivers in Illinois are required to have the same minimum insurance requirements as older drivers. According to the IDOT, these minimum requirements include:
- $50,000 in bodily injury coverage per accident, and $25,000 per person involved in an accident
- $20,000 in property damage coverage per accident
The IDOT states that teen drivers may generally be included on their parents’ existing auto insurance policies. It is up to the parents to determine how much coverage their teen driver will have. After your accident, your losses may be covered by a teen driver’s insurance coverage.
You and your lawyer may explore the possibility of filing a lawsuit if the teen driver’s insurance does not cover your losses. Under certain circumstances, the parent may be held liable for the damage their teenager caused, such as if the teen was driving their vehicle at the command of their parents to run an errand.
Learn more about how a Chicago teen drivers car accident lawyer can help you pursue compensation by calling the Kryder Law Group, LLC, today at (312) 223-1700. You can speak with a team member of our law firm in a free consultation about your case.
Car Accidents May Create Havoc
Whether a teen or adult motorist causes your accident, being involved in a car accident can lead to serious losses. If you or a loved one were injured in a car accident, you may be dealing with multiple financial, emotional, and physical damages. These damages may include:
- Being unable to work and unable to earn a living as you did before your injury
- Mental health problems, such as depression, anxiety, and other deficits related to your accident
- Scarring and other forms of physical disfigurement
- Permanent disability, which may include loss of physical and cognitive abilities
- A reduced earning power once you are able to return to work
You may also experience several financial costs related directly to your accident. These costs may relate to vehicle damage, emergency medical care, hospitalization, and rehabilitation. If your vehicle was damaged, you may be entitled to compensation for the cost of a rental vehicle or alternative forms of transportation until your vehicle is repaired or replaced.
A Lawyer Can Fight for Fair Compensation
A lawyer may take legal steps to seek compensation for your losses. Some of the duties your lawyer may perform on your behalf include:
- Investigating the scene of your accident
- Reconstructing your accident, perhaps with help from experts
- Gathering evidence
- Interviewing witnesses to your accident
- Filing your lawsuit or insurance claim
- Defending your rights
- Guiding you throughout the legal or insurance process
- Negotiating a settlement
- Taking all other steps necessary to resolve your claim or lawsuit
Hiring a lawyer to fight for you may relieve you of the burden of bringing an insurance claim or lawsuit.
Call the Kryder Law Group, LLC, Today
Teen drivers can cause severe injuries, just as any motorist can when they do not practice safe driving. A Chicago teen drivers car accident lawyer can help you seek compensation after an accident caused by a teen driver, whether through an insurance claim or lawsuit.
Call the Kryder Law Group, LLC, today at (312) 223-1700 for a free consultation about our legal services.