Do Insurance Companies Pay for Pain and Suffering?

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Yes, when insurance companies settle claims, they do pay for pain and suffering.

When seeking compensation in a personal injury claim, attorneys ask for economic and non-economic damages. Examples of economic damages include lost wages and medical bills. These examples can be easily calculated.

Non-economic damages can include emotional distress, pain, suffering and loss of a normal life. This category of damages is not so easily calculated. Pain and suffering can differ from case to case depending on the severity of the injury or the duration of pain, thus requiring personal attention when it comes time to calculate pain and suffering in your specific case.

Permanent injuries are arguably entitled to a higher level of compensation than temporary or minor injuries. The evidence in your case and the skill of your attorney will significantly impact the amount you receive for non- economic damages.

A Personal Injury Attorney Can Help Your Case

If you are injured in an accident and believe that your pain and suffering should be compensated, you should consult with an attorney who is experienced in personal injury claims. They will be able to advise you on your best course of action in your car accident case and help you build a strong case for compensation when you have suffered physical injury and are suffering pain and physical discomfort due to someone else’s negligence.

Do you have questions about whether or not insurance companies pay for pain and suffering? If so, speak with an experienced personal injury lawyer today who can help guide you through the process.

In this FAQ Article

Defining Pain and Suffering

Pain and suffering is a term used to describe the various physical, psychological, and emotional effects of an injury or illness. This can include things like chronic pain, decreased mobility, difficulty sleeping, anxiety or depression, changes in mood or behavior, and other similar symptoms that can require medical treatment.

Pain and suffering can impact an accident victim by affecting their quality of life, as well as their ability to work or perform everyday tasks. In some cases, it can also increase medical expenses and cause emotional distress for family members.

Speak to an Experienced Lawyer Today

To learn more about your options and how to build a strong case for compensation, talk to an experienced personal injury case lawyer today. When calculating pain and suffering, they will use all the evidence to present a strong case to the insurance carrier. They work with you and your insurance company and the other driver’s insurance company to make sure you get the compensation you need and deserve.

Possible Compensation You May Receive for Damages After a Car Accident

Do Insurance Companies Pay for Pain and Suffering Infographic

If you have been in a car accident, you may be entitled to compensation for a variety of damages, including medical bills, lost wages, and pain and suffering. In some cases, an insurance company will also provide coverage for non-economic losses such as emotional distress or loss of consortium. Speak to a lawyer about the details of your case to determine what insurance coverage is available for your bodily injury claim.

Recoverable Economic Damages

There are also economic losses that may be part of the average personal injury settlement for a car accident including:

  • Past medical bills

  • Outstanding medical invoices

  • Mechanic shop costs

  • Junkyard fees and vehicle replacement costs where applicable

  • Missed work or earnings

  • Lowered potential to make the same income

If you have suffered injuries in a car accident and believe that you may be able to seek compensation, it is important to consult with a lawyer experienced with personal injury cases who can help guide you through the process. They will work with insurance companies on your behalf and build a strong case for damages based on the unique circumstances of your claim.

Examples of Pain and Suffering after a Car Accident

After a car accident that results in severe injuries, along with the pain of physical injuries, car accident victims may also suffer from emotional and psychological distress and mental anguish. This can include symptoms such as anxiety, depression, PTSD, or difficulty sleeping.

These types of symptoms can have a negative impact on a car accident victim’s day to day activities including their ability to work and take care of their family. This may lead to additional medical bills for treatment including:

  • Therapy

  • Medications

  • Hospital stays

An Attorney Can Help Guide You

If you have been in a car accident and think that your pain and suffering may be covered, it is important to speak with an experienced injury attorney as soon as possible. They will help guide you through the process of filing a claim for compensation and can help you build a strong case to recover pain and suffering damages.

The right attorney client relationship can make a world of difference for your claim. Call today for a free legal consultation.

How do you prove emotional pain and suffering?

To prove emotional pain and suffering in personal injury lawsuits, you will need to show how the accident has impacted your life in a negative way. This can be done by keeping a journal documenting your symptoms and how they have affected your day to day activities.

You may also want to consider getting a letter from your doctor or therapist documenting your diagnosis and treatment plan.

Your lawyer may also want to gather additional evidence, such as photos of your personal injuries, medical bills, and records of missed work or lost income. They will use this information to build a strong case demonstrating how the accident has affected your life and why you deserve compensation for pain and suffering.

Contact The Kryder Law Group, LLC Today

If you have been in a car accident and believe that you are entitled to compensation for pain and suffering, it is important to speak with an experienced car crash lawyer as soon as possible.

Bodily injury attorneys can help guide you through the process of filing a claim and will work to build a strong case on your behalf that encompasses all of the unique circumstances of your claim.

The Personal Injury Insurance Claim Negotiation Process

Once you have filed an insurance claim, an insurance adjuster from the insurance company will investigate the accident and may contact you to discuss their findings. If they determine that you are eligible for compensation, they will make an initial offer. In most personal injury cases this offer is usually much lower than what you may be entitled to under the law.

Insurance Companies are in the Business of Making Money

It is important to keep in mind that an insurance company is in the business of making money and will often try to settle claims for as little as possible.

Therefore, it is important to work with an experienced car accident lawyer who can help you navigate this negotiation process and build a strong case for pain and suffering damages.

How a Lawyer Negotiates on Your Behalf

Your lawyer will gather evidence such as medical records, bills, lost wages, photos of your accident injuries, and testimony from experts to support your claim for pain and suffering damages. When supplied by your lawyer, insurance companies calculate pain and suffering using this evidence. Without it, what insurance companies offer for your significant injuries can be a much lover dollar value.

They will use this information to negotiate with the insurance company on your behalf and fight for a fair settlement that compensates you for all of the ways that the accident has impacted your life.

Our Lawyers Will Fight For Your Rights

If you have suffered bodily injuries in a car accident and believe that you may be entitled to compensation for pain and suffering, it is important to speak with an experienced injury attorney as soon as possible before speaking to your own insurance carrier or the insurance adjusters from the other driver.

A good lawyer will work with you every step of the way and can help ensure that your rights are protected throughout the negotiation process. With their support, you can get the full compensation that you deserve for your injuries.

Get Help from The Kryder Law Group, LLC

The Kryder Law Group, LLC is a personal injury law firm with offices in Chicago, Schaumburg, Elgin, and Des Plaines, Illinois. We represent clients who have been seriously injured in car accidents, truck accidents, motorcycle accidents, slip and fall accidents, and more. If you have been injured in an accident, we can help you recover compensation for your medical bills, lost wages, pain and suffering, and more.

If you still want to know “do insurance companies pay for pain and suffering?” in relation to your own serious injuries, contact us for a free case evaluation. We are experienced negotiating with insurance companies and know how to build strong cases that support your claim for pain and suffering damages.

Our job is to make sure that insurance companies give you a fair pain and suffering payout with any other damages you may be entitled to.

Contact us today for a free consultation. We would be happy to review your car accident case and answer any questions that you may have about the injury claims process.

What You Get in a Free Case Evaluation

When you call, you will get:

  • A free consultation with an experienced injury attorney

  • An assessment of the types of damages you may be eligible for including compensation for medical bills, lost wages, pain and suffering compensation, and more

  • An overview of the personal injury claim process, including what to expect during negotiation with insurance companies and whether you will need to file a personal injury lawsuit for your car accident claim

  • Advice and support from a legal team that is committed to fighting for your rights and getting you the compensation you deserve for your injuries

Do Insurance Companies Pay for Pain and Suffering
Do Insurance Companies Pay for Pain and Suffering?

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