The percentage of the driving population who are uninsured hovers between 12% and 15%, depending on the year, according to the Insurance Information Institute (III). This is a significant portion of motorists, and it means that your odds of being in a collision with an uninsured motorist may be greater than you realize. If you are in an accident with an uninsured driver, there are numerous considerations that a Joliet uninsured car accident lawyer may be able to help you understand and act upon.
If you or your loved one was in an accident involving an uninsured driver, call our team at The Kryder Law Group, LLC, today at (312) 223-1700 for a free consultation.
What to Do After an Accident
Whenever you are in a motor vehicle collision, it is important that you do the following things to keep your options for pursuing compensation open. In the wake of your accident, safety matters most, so you should:
- Get yourself to a safe location away from traffic and other forms of possible danger.
- Call the police to alert them to your accident and provide necessary information.
- Wait for medical and law enforcement professionals to arrive.
- Allow medical professionals to look you over and provide treatment for any injuries that you have.
You should then handle administrative tasks that may be important in helping cover your losses. These tasks may include:
- Calling your insurance company to report the accident.
- Collecting contact information from the other motorist or motorists involved in your accident, even if they do not have insurance.
- Speaking with the police officers on the scene to give your account of the accident.
- Obtaining a copy of the accident report.
- Seeking further medical attention so that you have documentation of any and all injuries sustained in the accident.
- Should you choose, calling a law firm to speak with their team about legal action that could be necessary.
You can find more information about the basics of post-accident insurance procedures in the state of Illinois on the Illinois Department of Insurance website. However, if the other motorist in your accident was without insurance at the time of the crash, you may choose to pursue any compensation that you are entitled to through other means.
Driving Without Insurance May Be Negligence
In the state of Illinois, it is a legal requirement that motorists carry a minimum amount of insurance for:
- Bodily injury to yourself and others.
- Property damage to your vehicle (and other property) as well as others’ property damage.
This is mandated under statute 625 ILCS 5/7-601 of the Illinois Compiled Statutes, and those who fail to maintain an active insurance policy for their vehicle could be guilty of negligence as well as criminal act. The circumstances of any lawsuit that you choose to bring could also be dictated by other forms of negligence that contributed to your collision.
Some forms of motorist negligence that may have played a role in your accident include:
- Driving above the speed limit.
- Driving too closely to the vehicle in front.
- Failing to stay in one’s lane.
- Engaging in forms of distracted driving, such as texting while driving, eating or drinking while driving, or any other behavior that takes your attention from the road.
- Being under the influence of drugs or alcohol.
- Failing to abide by road signs, traffic lights, and other directives.
Make no mistake: Knowingly driving without insurance is a major risk to oneself and others, and it could indicate that somebody is willing to take other risks on the road. When injuries arise from an accident in Illinois, a statute of comparative negligence (735 ILCS 5/2-1116) assigns blame to parties based on their share of the blame for the accident.
Because of this statute, even if you are assigned partial fault for your accident, you could still be able to collect compensation. The fact that the other motorist in your accident was driving without insurance may benefit you. For a free consultation regarding your case, call our team at The Kryder Law Group, LLC, today at (312) 223-1700.
Pursuing Compensation With a Joliet Uninsured Car Accident Lawyer
You may not be sure how to proceed after an accident with an uninsured driver. You cannot file a claim with their insurance company, after all. You may be able to learn more about your options by calling a lawyer, and you may ultimately choose to bring a lawsuit with a lawyer’s assistance.
You can reasonably expect your Joliet uninsured car accident lawyer to handle several facets of your lawsuit, including:
- Ensuring that your lawsuit is filed in court within the statutes of limitation in Illinois for wrongful death and personal injury, which are both two years from the date of the accident.
- Collecting evidence that may benefit your case for compensation, including proof that the defendant in your case was driving without insurance at the time of the accident.
- Negotiating any settlements that the defendant offers you.
- Obtaining medical records and other documentation that shows how you have been harmed by the accident.
- Shouldering the legal responsibility required to complete your lawsuit.
- Protecting your rights.
You may find that civil court is the clearest way to hold the uninsured motorist involved in your accident accountable. If you receive compensation through a judgment or settlement, you may recover funds for:
- Medical expenses
- Lost income
- Mental anguish
- Physical pain
- Projected future expenses and lost income
You may be entitled to additional awards. Every case is different, and your possibility to recover awards will be dependent on the facts of your case.
Call Our Team at The Kryder Law Group, LLC, Today
Being involved in an accident with an uninsured driver can present additional hurdles, and our team will answer your questions and concerns. We will also pursue any awards that you may be entitled to, should you ultimately choose to bring a lawsuit.
Call our team at The Kryder Law Group, LLC, today at (312) 223-1700 for a free consultation.