If you have been involved in a car accident, it can already be a stressful and overwhelming experience. But if the other driver in the motor vehicle accident doesn’t have insurance, it can add another layer of complication to an already difficult situation. This is where a Joliet uninsured motorist accident lawyer from our firm, The Kryder Law Group, LLC Accident and Injury Lawyers can provide the legal representation you may need. Speak to our car accident lawyers to discuss your case.
What Insurance Does Illinois Law Require?
In Illinois Law, all drivers must have liability insurance. This legislation is designed to ensure that, in the event of an accident, the responsible party has insurance coverage to pay for the damages or injuries they caused.
The minimum coverage required by law includes $25,000 for bodily injury per person, $50,000 per accident, and $20,000 for property damage.
Why Are Uninsured Drivers Are a Problem in Joliet, IL?
Uninsured drivers pose problems for both themselves and other drivers such as:
- Financial burden: An accident with an uninsured driver could leave you covering your own medical and car repair costs.
- Legal Issues: Driving without insurance is illegal in Illinois. Uninsured drivers at fault risk fines and penalties. They could also be sued by the other driver for accident damages and injuries.
- Difficulty getting compensation: Filing a claim may not cover all your losses because uninsured motorist coverage only partly covers medical bills and car repairs. You might need to sue the uninsured driver for full compensation or rely on your own insurance company.
What to Do if You Are in an Accident with an Uninsured Driver
Here are some steps you can take:
- Call the Police: You will need the police report for a potential personal injury lawsuit.
- Gather Information: Exchange information with the other driver and/or witnesses, such as their name, contact information, and license plate number.
- Take Photos: Take pictures of the accident scene.
- Contact Your Insurance Company: Report the accident to your insurance company.
- Consult with a Lawyer: A Joliet car accident lawyer can help you navigate the legal process and ensure that you receive fair compensation for your losses.
What Determines The Worth of Joliet Car Accidents Cases?
Joliet, IL car accident lawyers consider many factors when evaluating a case:
- Extent of injuries:
- Amount of medical expenses
- Lost wages
- Property damage
- Emotional distress
- Wrongful death
How Long Will It Take to Recover Compensation?
Factors affecting car accident case timelines are the complexity of the case, the severity of injuries, and the readiness of insurers to negotiate. Usually, settling fairly for losses and damages from motor vehicle accidents can take from several months to a few years.
How Can My Attorney Speed Up the Process?
An experienced attorney can expedite the settlement process for personal injury claims by skillfully negotiating with insurance companies, meticulously preparing your case, and filing documents in a timely manner.
How Joliet Car Accident Lawyers Can Help
Car accident attorneys can help you by:
- Assessing your case
- Filing claims
- Negotiating settlements
- Providing legal representation
- Offering guidance and support
- Maximizing financial compensation
Contact The Kryder Law Group, LLC Accident and Injury Lawyers Today
Dealing with a car accident in Joliet involving an uninsured driver can be overwhelming and complex. That’s why in car accident cases, have a trusted legal team on your side to guide you through the process and help you recover financial compensation for your losses.
At The Kryder Law Group, LLC Accident and Injury Lawyers, our law firm is dedicated to providing personalized and compassionate representation for car accident victims in Illinois.
(312) 223-1700