The percentage of the driving population who are uninsured hovers between 12% and 15%, depending on the year, according to the Insurance Information Institute (III). This is a significant portion of motorists, and it means that your odds of being in a collision with an uninsured motorist may be greater than you realize. If you are in an accident with an uninsured driver, there are numerous considerations that a Joliet uninsured car accident lawyer may be able to help you understand and act upon.
If you or your loved one was in an accident involving an uninsured driver, call our team at The Kryder Law Group, LLC, today at (312) 223-1700 for a free consultation.
Whenever you are in a motor vehicle collision, it is important that you do the following things to keep your options for pursuing compensation open. In the wake of your accident, safety matters most, so you should:
You should then handle administrative tasks that may be important in helping cover your losses. These tasks may include:
You can find more information about the basics of post-accident insurance procedures in the state of Illinois on the Illinois Department of Insurance website. However, if the other motorist in your accident was without insurance at the time of the crash, you may choose to pursue any compensation that you are entitled to through other means.
In the state of Illinois, it is a legal requirement that motorists carry a minimum amount of insurance for:
This is mandated under statute 625 ILCS 5/7-601 of the Illinois Compiled Statutes, and those who fail to maintain an active insurance policy for their vehicle could be guilty of negligence as well as criminal act. The circumstances of any lawsuit that you choose to bring could also be dictated by other forms of negligence that contributed to your collision.
Some forms of motorist negligence that may have played a role in your accident include:
Make no mistake: Knowingly driving without insurance is a major risk to oneself and others, and it could indicate that somebody is willing to take other risks on the road. When injuries arise from an accident in Illinois, a statute of comparative negligence (735 ILCS 5/2-1116) assigns blame to parties based on their share of the blame for the accident.
Because of this statute, even if you are assigned partial fault for your accident, you could still be able to collect compensation. The fact that the other motorist in your accident was driving without insurance may benefit you. For a free consultation regarding your case, call our team at The Kryder Law Group, LLC, today at (312) 223-1700.
You may not be sure how to proceed after an accident with an uninsured driver. You cannot file a claim with their insurance company, after all. You may be able to learn more about your options by calling a lawyer, and you may ultimately choose to bring a lawsuit with a lawyer’s assistance.
You can reasonably expect your Joliet uninsured car accident lawyer to handle several facets of your lawsuit, including:
You may find that civil court is the clearest way to hold the uninsured motorist involved in your accident accountable. If you receive compensation through a judgment or settlement, you may recover funds for:
You may be entitled to additional awards. Every case is different, and your possibility to recover awards will be dependent on the facts of your case.
Being involved in an accident with an uninsured driver can present additional hurdles, and our team will answer your questions and concerns. We will also pursue any awards that you may be entitled to, should you ultimately choose to bring a lawsuit.
Call our team at The Kryder Law Group, LLC, today at (312) 223-1700 for a free consultation.