Make Sure your Insurance Company is Your Ally Not Your Enemy

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Average Auto Insurance Accident Settlement

The average auto insurance accident settlement in the United States is currently just over $20,000. However, the amount that you can expect to receive during an auto accident settlement or trial varies substantially based on the nature of the accident and your injuries. If you face lifelong injuries and liability can be placed directly on the other driver, you can expect to receive a higher settlement. Working with an effective auto accident lawyer can increase the likelihood of receiving a larger settlement.

How to Get the Highest Insurance Settlement

It doesn’t matter if you are seeking compensation for lost wages and property loss or chronic and life-changing injuries sustained in an auto accident. You deserve to receive the highest insurance settlement possible from your bodily injury car insurance coverage. Here are some strategies that you can utilize to ensure that you receive the maximum insurance settlement possible.

Don’t Accept the First Offer

In any negotiation, it is usually best to never accept the first offer. If you are working directly with your auto insurance company, they hope that you will accept the first offer and avoid possible legal action. This first offer is rarely the amount that you could receive if you negotiated further.


It is acceptable and expected to negotiate an insurance settlement with an auto insurance company. While it is possible that the insurance company will not agree to the terms that you want, you never know unless you ask. The worst that can happen is that they refuse to give you the amount you ask for. Most likely, they will negotiate for an amount that somewhere towards the middle.

Know What It’s Worth

The best negotiations are possible when you have an accurate understanding of what your case is worth. Often, victims believe that they are entitled to much less money than they should. This can cause them to accept smaller auto insurance settlements, even when larger dollar settlements are possible.

You can try to figure out what your legal case could be worth by conducting online research for discussing the details of your case with an experienced auto accident attorney. This can give you a more realistic idea of what you can expect as fair compensation. Even if you share part of the liability for the accident, it is possible to seek compensation for the portion that the other party was responsible for.

Hire an Auto Accident Lawyer

Hiring an auto accident lawyer is probably the most effective way to get a better settlement from an auto insurance company. Even if your auto accident case doesn’t go to trial, hiring a lawyer lets the insurance company know that you are serious and unwilling to be taken advantage of. Sometimes this act alone can be enough to secure a better settlement offer. In the event that your case goes to trial, you’ll be better off having an established relationship with an auto accident attorney earlier in the process.

The day you buy a car is an exciting day. The day you get your first car insurance bill is a less exciting day. However, for many drivers, that proof of insurance provides a sense of comfort and security: in exchange for paying regular insurance premiums, a driver can feel protected in the case of an accident. Unfortunately, this sense of security can be fleeting. When it comes down to it, insurance companies are businesses more invested in protecting profits than in compensating customers.

Many of the leading insurance companies in the United States

have seen profits increase significantly in the last few years. These increases generally result from keeping premiums high and pay-outs low. Furthermore, many people do not have a good understanding of insurance company procedures. For instance, many people believe red cars cost more to insure. However, that, and other myths about insurance are simply untrue.

To have a good relationship with your insurance company, do your homework when you have a claim. Whether it’s home or car insurance, you should have a thorough understanding of your policy. For home insurance issues, make sure you have a complete and up-to-date inventory of your belongings. For car insurance, make sure you understand your deductible and how your insurance deals with accidents involving uninsured motorists.

If you feel like your insurance company is not handling your claim correctly, a lawyer, like those at Kryder Law, can help protect your rights. Insurance companies often try to delay, reduce, or deny claims in order to keep their costs down. These tactics work because consumers either don’t understand the process, trust their insurance company completely, or give up in frustration.

Don’t let your insurance company become your enemy. Work with one of Kryder Law’s attorneys to make sure you are compensated for injuries or losses that occurred in an accident.

Make Sure your Insurance Company is Your Ally Not Your Enemy
blog make sure your insurance company is your ally not your enemy

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    $7.5 Million Recovered for a Construction Worker Injured on Site
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