Ridesharing services such as Uber and Lyft have become a convenient and affordable way to get around Elgin. However, accidents involving these vehicles are on the rise. If you’ve been hurt in an accident involving rideshare drivers, an experienced Elgin rideshare accident lawyer from our car accident law firm can help you seek compensation and fight for your rights during the claims process.
Do I Need an Elgin Uber and Lyft Accident Attorney?
Yes!
Navigating rideshare accident cases can be complex, but an experienced personal injury lawyer can help victims through the legal process to recover compensation.
Your lawyer will investigate the accident scene and collect key evidence (like police reports, witness statements, and medical bills) to strengthen your Lyft rideshare accident claim.
They’ll also assess your injuries, medical treatment, lost wages, pain and suffering, emotional trauma, and property damage to determine the value of your case. Your lawyers will negotiate with insurance companies to secure maximum compensation and represent your personal injury case in court if a fair settlement isn’t reached.
What Is Ridesharing in Illinois?
Ridesharing services, also known as ride-hailing or transportation network services, allow users to easily request and pay for rides directly through a smartphone app.
In Illinois, companies like Uber and Lyft are overseen by the Illinois Department of Transportation (IDOT) and are required to comply with state laws to provide safe and dependable transportation.
Common Causes of Rideshare Accidents in Elgin, IL
Rideshare vehicle accidents can occur due to a range of factors, including:
- Distracted driving (like taking phone calls or texting)
- Fatigued driving
- Reckless driving
- Poor vehicle maintenance
Types of Rideshare Accidents
Rideshare car accidents can often lead to severe injuries such as traumatic brain injuries, spinal cord injuries, or even wrongful death. Common types of motor vehicle accidents include:
- Rear-end collisions
- Side-impact (T-bone) collisions
- Accidents involving pedestrians
- Accidents involving cyclists
Types of Compensation for Ridesharing Crash Injuries in Elgin

Legal Considerations for an Elgin Rideshare Accident
If you’ve been in an Uber or Lyft accident, several factors could affect your personal injury claim and your ability to pursue compensation:
- Insurance coverage: Uber and Lyft provide insurance for their drivers, but it coverage varies based on whether the driver was logged into the app or transporting passengers at the time of the accident.
- Liability: determining fault can be complex, as multiple parties may be involved, including the Uber/Lyft driver, the rideshare company, or other motorists.
- Statute of limitations: in Illinois, you have two years from the accident date to file a personal injury lawsuit; don’t wait—contact our Elgin Uber accident attorneys to protect your rights and start your case.
How Do Rideshare Insurance Policies Work?
A rideshare service’s insurance provides essential coverage for Uber and Lyft drivers and their passengers during trips.
These policies usually have three phases:
- Phase 1: the Uber or Lyft driver is logged into the rideshare app but hasn’t accepted a ride request.
- Phase 2: the driver has accepted a ride request and is on the way to pick up the passenger(s).
- Phase 3: passenger(s) are in the vehicle and being taken to their destination.
Ridesharing companies provide different liability coverage:
- Phase 1 typically offers up to $50,000 per person and $100,000 total.
- Phases 2 and 3 normally offer $1 million for injury and property damage.
Coverage varies by insurance provider, location, and the driver’s personal policy.
Contact an Elgin Ridesharing Accident Lawyer Today
If you’ve been in a rideshare accident involving Uber or Lyft, our Elgin car accident lawyers are ready to assist you. Our personal injury law firm has a proven track record of helping car crash victims recover fair compensation.
We Offer Free Case Evaluations
At our law firm, our car accident attorneys have the experience necessary to handle rideshare auto accident cases and fight for your rights. Reach out today for a free consultation.