With the rise of rideshare services such as Uber and Lyft, there has also been an increase in accidents involving these vehicles. As a result, it is important to have a knowledgeable and experienced Elgin rideshare accident lawyer on your side if you are involved in an accident while using one of these services.
At The Kryder Law Group, LLC Accident and Injury Lawyers, our car accident attorneys have the knowledge and resources necessary to handle rideshare accident cases and fight for your rights.
What Is My Elgin Rideshare Injury Case Worth?
What is Ridesharing in Illinois?
Ridesharing, also known as ride-hailing or transportation networking, is the process of using a smartphone app to connect passengers with drivers who are willing to give them rides for a fee. In Illinois, popular rideshare services include Uber and Lyft.
Common Causes of an Uber or Lyft Accident
There are several factors that can contribute to rideshare accidents, including:
- Distracted driving: Drivers may be distracted by their phones, navigation systems, or other passengers.
- Fatigued driving: Many rideshare drivers work long hours, increasing the risk of drowsy driving.
- Inexperienced drivers: Some rideshare drivers may not have enough experience on the road.
- Vehicle maintenance issues: Rideshare drivers are responsible for maintaining their own vehicles.
How Do Rideshare Insurance Policies Work?
If you are injured while a passenger in a ridesharing car, you need to know about the insurance company policies that come into play. If the Uber or Lyft driver is:
Transporting a Passenger
In situations where Uber and Lyft drivers are actively transporting a passenger to their destination, the rideshare company’s highest level of insurance coverage is typically in effect. This often includes liability, uninsured/underinsured motorist coverage, and contingent comprehensive and collision coverage.
On the Way to Pick Up a Passenger
If car accidents occur while the rideshare driver is on their way to pick up a passenger after accepting a ride request, the company’s insurance still provides coverage, but the details and limits may differ from when a passenger is in the car.
Not Picking Up a Passenger
If the rideshare app is turned on and the driver is waiting for a ride request, a lower level of insurance coverage from the rideshare company may apply. If the driver does not have the app turned on, then their personal auto insurance is the primary coverage, and the rideshare company’s insurance does not apply.
Pursuing Compensation After an Elgin Accident
If you are involved in a rideshare accident in the Elgin, it’s important to seek legal representation from an experienced car accident lawyers. A skilled attorney can help navigate the complex insurance policies of the rideshare service and fight for the compensation that you deserve.
Rideshare accident claims may pursue compensation after driver negligence caused the car accident covering:
- Medical bills and expenses
- Lost wages
- Pain and suffering
- Property damage
Steps to Take Following a Ridesharing Accident in Elgin
If you are involved in a ridesharing accident, it is important to take the following steps:
- Seek medical attention
- Contact the police
- Document the accident
- Contact an experienced personal injury lawyer to seek compensation
Contact an Elgin Ridesharing Accident Lawyer Today
If you or a loved one has been involved in a rideshare accident in Elgin, it’s important to seek legal representation from an experienced personal injury lawyer on our legal team.
They can help navigate complex insurance policies and manage car accident claims. Don’t hesitate to contact a lawyer today for a free case evaluation to discuss your Uber or Lyft accident claim and protect your rights.
(312) 223-1700