Ridesharing services such as Uber and Lyft have become a convenient and affordable way to get around Elgin. However, accidents involving these vehicles are on the rise. If you’ve been hurt in a rideshare accident, an experienced Elgin rideshare accident lawyer from our car accident law firm can help you seek compensation and fight for your rights.
What Is My Elgin Rideshare Injury Case Worth?
What Is Ridesharing in Illinois?
Ridesharing services, also known as ride-hailing or transportation network services, allow users to easily request and pay for rides directly through a smartphone app.
In Illinois, companies like Uber and Lyft are overseen by the Illinois Department of Transportation (IDOT) and are required to comply with state laws to provide safe and dependable transportation.
Common Causes of Rideshare Accidents
Rideshare car accidents can occur due to a range of factors, including:
- Distracted driving (like taking phone calls or texting)
- Fatigued driving
- Reckless driving
- Poor vehicle maintenance
Types of Rideshare Accidents
Rideshare vehicle accidents can often lead to severe injuries such as traumatic brain injuries, spinal cord injuries, or other serious harm. Common types of these accidents include:
- Rear-end collisions
- Side-impact (T-bone) collisions
- Accidents involving pedestrians
- Accidents involving cyclists
Legal Considerations for an Elgin Rideshare Accident
If you’ve been involved in an Uber or Lyft accident, there are legal factors to consider that could impact your personal injury claim:
- Insurance coverage: Uber and Lyft provide insurance for their drivers. However, coverage depends on whether the driver was logged into the app or transporting passengers at the time of the accident.
- Liability: Determining fault in a rideshare accident can be tricky, as multiple parties may be involved. At-fault parties can include the Uber/Lyft driver, the rideshare company, or other motorists.
- Statute of Limitations: In Illinois, you have a two-year window from the date of an accident to file a personal injury lawsuit. Time is of the essence—reach out to our skilled Elgin Uber accident attorneys today to safeguard your rights and get started on your case.
Do I Need an Elgin Uber and Lyft Accident Attorney?
Yes!
Navigating rideshare accident cases can be complex, but an experienced personal injury lawyer can help victims through the legal process.
Your lawyer will investigate the accident scene to determine who is responsible and hold them accountable for your injuries. They will collect key evidence like police reports, witness statements, and medical bills to strengthen your Lyft rideshare accident claim.
They will also assess your injuries, medical treatment, lost wages, pain and suffering, and property damage to determine the value of your case. They’ll negotiate with insurance companies to secure maximum compensation and represent you in court if a fair settlement isn’t reached.
How Do Rideshare Insurance Policies Work?
Rideshare insurance provides essential coverage for Lyft and Uber drivers, as well as their passengers, in the event of an accident during a ridesharing trip.
These policies usually have three phases:
- Phase 1: the driver is logged into the Lyft or Uber app but hasn’t accepted a ride request.
- Phase 2: the driver has accepted a ride request and is on the way to pick up the passenger(s).
- Phase 3: passenger(s) are in the vehicle and being taken to their destination.
Ridesharing companies provide different liability coverage:
- Phase 1 typically offers up to $50,000 per person and $100,000 total.
- Phases 2 and 3 normally offer $1 million for injury and property damage.
Rideshare accident coverage varies based on several factors, including the insurance provider, the location, and whether the driver’s personal insurance policy is applicable.
Contact an Elgin Ridesharing Accident Lawyer Today
If you’ve been in a rideshare accident involving Uber or Lyft, our Elgin car accident lawyers are ready to assist you.
Our personal injury law firm has a proven track record of helping car crash victims recover fair compensation for medical bills, pain and suffering, and other damages.
Reach out today for a free consultation.
(312) 223-1700