If you were recently involved in a car accident in Bolingbrook involving an uninsured motorist, you might still be eligible for compensation, even if the other driver was not in compliance with the state’s financial responsibility laws. A Bolingbrook uninsured motorist lawyer from The Kryder Law Group, LLC, may help you pursue a number of different ways to collect compensation for your injuries. We can start working for you right away.
The Kryder Law Group, LLC, has helped many clients involved in car accidents collect compensation for their injuries. We may be able to help you even if the other driver did not have current car insurance coverage. We will evaluate your case for free and go over the different options for pursuing compensation. Our experienced car accident attorneys may discuss the details about your case, including what might have caused the accident or any injuries you sustained. Because we are committed to getting results for our clients, you will not be expected to pay an attorney’s fee unless you get compensation.
Determine the Liable Parties for Your Bolingbrook Construction Accident
Only a few states allow drivers to get behind the wheel without insurance—and Illinois is not one of them. According to the Illinois Department of Insurance, state law requires Uninsured Motorist Bodily Injury (UIM) coverage to be part of your insurance plan in the event that the at-fault driver cannot be identified or is uninsured.
A driver caught operating a motor vehicle uninsured may face fines and the potential loss of their driver’s license. More importantly, a driver’s lack of insurance does not change the liability they face for damages they caused in an accident. If the at-fault driver cannot file a claim with their insurance company because they are uninsured, they must pay out of pocket any financial costs they are deemed liable to cover.
However, with insured drivers, you might run into the problem that they do not have the money to cover your damages. Even if your legal team succeeds in getting their wages garnished or their tax return seized, it might take years to compensate you for your full slate of damages. Meanwhile, your medical bills, lost wages, and reduced earning capacity may be impacting you today.
Fortunately, our lawyers at The Kryder Law Group, LLC, have additional ways to fight for immediate compensation while we sort out how we may be able to force the at-fault party to pay for the damages they caused. Depending on the circumstances of your accident, we may pursue one or more of these methods.
Uninsured Motorist Insurance in Illinois
According to the Illinois Department of Insurance, state law also requires drivers to carry at least $25,000 in uninsured motorist coverage. This coverage pays you for damages to your vehicle by an uninsured driver in an accident. The first place we might look to file a claim may be with your own insurance company.
That said, most severe accidents result in far more than $25,000 in damages, and uninsured motorist insurance puts a limit on how much they cover and will not cover the difference unless you purchased higher coverage limits before your accident. So, while your insurance may cover up to $25,000 in vehicle damage, it may not pay for your hospital stays, surgery costs, physical therapy or rehabilitation from your injuries—all of which may cost well into the thousands, if not more.
Fortunately, the Bolingbrook uninsured motorist lawyers at The Kryder Law Group, LLC, have the resources to help you pursue many different avenues for collecting compensation after an accident involving an uninsured motorist. Our job is to get you paid the compensation you are entitled to collect. Because we believe that results are what matter, we do not charge you an attorney’s fee until you recover compensation.
How We Fight Your Bolingbrook Uninsured Motorist Claim
The Kryder Law Group, LLC, may fight for compensation by taking on the insurance companies and helping you pursue different avenues for recovering damages.
Taking on the Insurance Companies
Dealing with insurance companies after a car accident is never easy. But when the other driver lacks coverage, it becomes even more challenging, as it leaves only one insurer to approach for compensation—your own. There may be ways to secure additional compensation from your insurance company beyond what your uninsured motorist coverage provides, but it usually takes a fight. We are equipped to fight on your behalf and help you get the compensation you are entitled to collect.
Other Compensation
Depending on the circumstances of your accident, you might be eligible for other forms of compensation from outside your insurance company. We may help you identify those opportunities and pursue them.
Get Your Bolingbrook Uninsured Motorist Accident Compensation
We may help you pursue damages to cover both your economic and noneconomic losses after a Bolingbrook uninsured motorist accident. Your award package may include money for:
- Current and future medical bills
- Lost wages
- Reduced earning capacity
- Pain and suffering
- Loss of enjoyment of life
You Must File Your Case Within the Statute of Limitations
According to the Code of Civil Procedure 735 ILCS 5/13-202, the statute of limitations on car accident lawsuits in Illinois is typically two years, but it may be longer or shorter, depending on the circumstances of your case.
Particularly when the accident involves an uninsured motorist, it is important to take action right away, as the process from beginning to end might take longer. The sooner you get a lawyer on your side, the sooner we can start the process and begin fighting for your compensation.
Call Now to Speak with a Bolingbrook Uninsured Motorist Accident Attorney
The Bolingbrook uninsured motorist lawyers at The Kryder Law Group, LLC, are ready to start fighting for you today. For a free case evaluation, call our office.
(312) 223-1700