If you were involved in a car accident in Bolingbrook, IL involving an uninsured motorist, you might be eligible for compensation, even if the other driver was not insured. A Bolingbrook uninsured motorist accident lawyer from The Kryder Law Group, LLC Accident and Injury Lawyers may provide legal representation to help you pursue a number of different ways to collect compensation for your injuries.
What Is My Bolingbrook Uninsured Motorist Accident Case Worth?
What Motor Vehicle Insurance Is Required in Illinois?
According to the Illinois Department of Insurance, state law requires uninsured motorist bodily injury (UIM) coverage to be part of your insurance plan in the event that the at-fault motorist cannot be identified or is uninsured.
Uninsured drivers face fines and potential license loss. Despite lack of insurance, they are still liable for damages caused in accidents, and must cover costs out-of-pocket.
Uninsured Motorist Insurance in Illinois
In Illinois, drivers must carry a minimum of $25,000 in uninsured motorist coverage, which compensates for vehicle damages caused by an uninsured driver in a motor vehicle accident. However, major accidents often exceed this coverage limit, leaving significant costs such as medical expenses uncovered. Uninsured motorist insurance has coverage limits and won’t cover beyond these unless higher limits were pre-purchased.
What Should I Do if I Am Involved in an Accident with an Uninsured Motorist in Illinois?
If you or your loved ones are car accident victims involved in an accident with an uninsured motorist, notify the police immediately, gather as much evidence as possible, and contact your insurance company.
Will My Insurance Cover an Accident with an Uninsured Motorist in Illinois?
Most insurance policies in Illinois require Uninsured Motorist Bodily Injury (UIM) coverage. This type of coverage is designed to cover you in case the at-fault driver is uninsured or cannot be identified. Verify your specific coverage with your insurer.
How Can I Recover Damages from an Uninsured Motorist Accident in Illinois?
You may be able to recover damages through your uninsured or underinsured motorist coverage with your own car insurance company. If your damages exceed your coverage limit, legal options may be pursued against the uninsured driver. Consult with Bolingbrook car accident lawyers for counsel.
How We Work for Your Uninsured or Underinsured Motorist Claim
Dealing with insurance companies in car accident cases is never easy. But when the other driver lacks the coverage, it becomes even more challenging, as it leaves only one insurer to approach for compensation—your own.
There may be other ways to secure additional compensation from your insurance company beyond what your uninsured motorist coverage provides you, but it usually takes a fight. We are prepared to work diligently on your behalf and help you get the compensation you are entitled to collect.
What Damages Might I Recover?
We may help you pursue damages and compensation to cover both your economic and non-economic losses after a Bolingbrook uninsured motorist accident. Your award package may include money for:
- Current and future medical bills
- Lost wages
- Reduced earning capacity
- Pain and suffering
- Loss of enjoyment of life
How Much Time Do I Have to File a Personal Injury Suit in Illinois?
According to the Code of Civil Procedure 735 ILCS 5/13-202, the statute of limitations for car accident lawsuits in Illinois is typically two years, but it may be longer or shorter, depending on the circumstances of the car accidents and your case.
Call Now to Speak with a Bolingbrook Car Accident Lawyer
Our legal team at The Kryder Law Group, LLC, Accident and Injury Lawyers is ready to start working with you today. Call our office for a free case evaluation.
(312) 223-1700