If you’ve been seriously injured in a truck accident in Louisville, you might be dealing with rising medical bills and wondering what to do if your Personal Injury Protection (PIP) benefits fall short. An experienced Louisville truck accident lawyer can help. With decades of experience, our personal injury law firm has guided truck accident victims through the legal process to recover compensation—and we’re here to help you too. Call for a free consultation today.
In this Article
Do I Need a Lawyer for a Truck Accident in Louisville?
What Is Kentucky’s No-Fault Law for Motor Vehicle Accidents?
Kentucky’s no-fault law is the Motor Vehicle Reparations Act (KRS 304.39). The law provides a fair settlement for many motor vehicle accident victims:
It mandates PIP coverage for most vehicles, excluding motorcycles.
PIP provides up to $10,000 for medical expenses, lost wages, and other costs, regardless of fault.
The right to pursue a car accident lawsuit against an at-fault driver is limited unless injuries meet serious injury thresholds.
A victim’s injuries resulting in over $1,000 in medical bills
A broken bone
Permanent disfigurement or injury
Death
Individuals can reject these insurance coverage limitations by filing a form with the Department of Insurance, but this affects PIP benefits and may raise liability premiums.
Motorcycle owners must opt into PIP coverage, or they forfeit the first $10,000 of claims against at-fault parties.
Truck accident claims for uninsured motorist coverage can be filed through the Kentucky Assigned Claims Plan.
What Are Serious Injuries in Louisville Commercial and Semi-Truck Accidents?
Under Kentucky’s no-fault law, victims can sue the at-fault party if their injuries involve permanent impairment, disfigurement, a fracture, medical expenses over $1,000, or death.
What Compensation Is Available for Serious Injury Victims?
Compensation beyond the victim’s own insurance company’s no-fault benefits includes medical costs exceeding $10,000, future care, lost wages, pain and suffering, and non-economic damages like loss of enjoyment of life.
Types of Louisville Truck Accidents
Massive vehicle accidents, such as jackknife crashes, rollovers, underride collisions, and tire blowouts, can cause permanent injuries or fatalities. Common truck accident injuries include broken bones, internal injuries, and catastrophic injuries like spinal cord injuries and traumatic brain injuries.
What Causes Truck Accidents in Louisville?
Commercial truck crashes with passenger vehicles can happen not solely due to a truck driver’s negligence. Accidents can occur due to:
Drunk driving—driving under the influence of drugs or alcohol
Improperly loaded cargo
Improper truck maintenance
Who May Be Held Liable for a Commercial Truck Accident Case in Louisville?
Determining liability in trucking accidents is often more complex than typical car accidents, as multiple parties may be responsible, including:
A negligent truck driver or the truck driver’s employer
A negligent trucking company
Third-party contractors
The truck manufacturer
Can a Personal Injury Lawyer Help Me?
Yes. When you have sustained injuries in a truck collision that outstrip your PIP limits, you can seek compensation through a personal injury lawsuit. Our legal team has comprehensive knowledge of federal trucking regulations and Kentucky no-fault law, so our Louisville personal injury lawyers can navigate the complexities of dealing with the trucking industry to build a strong case and pursue fair compensation for you—medical expenses, lost wages, and pain and suffering.
If the tractor-trailer accident resulted in a fatality, we can also file a wrongful death lawsuit.
How Long Do I Have to File a Truck Accident Case in Louisville?
By Kentucky statute of limitations, you generally have two years after the accident occurred to file a personal injury claim for car accident injuries that meet a certain threshold after a serious accident (under Kentucky’s Motor Vehicle Reparations Act). Your experienced truck accident attorney will ensure you meet the deadline.
If you or a loved one has suffered severe injuries in a car accident involving a large truck in Louisville, Kentucky, our experienced truck accident lawyers can help. In a free consultation, truck accident injury victims can speak with an experienced truck accident attorney who will review your case, outline your options for seeking a fair truck accident settlement, and answer your questions.
Get help from a Louisville truck accident lawyer when you've been injured in a crash because of someone else's negligence.
$7.5 Million
Recovery for a construction worker injured when a support wall fell and struck him. (Highest award on record for a construction injury in DuPage County at the time).
$3.2 Million
Recovery for a construction worker injured when he fell in an uncovered foundation trench, ranking as the highest award on record for a construction injury in McHenry County at the time.
$3 Million
Recovery for the family of a man struck by a garbage truck that was making an illegal turn.
$2.2 Million
Recovery for a salesman injured in an automobile collision.
$2 Million
Recovery for a man struck by a speeding vehicle as he waited for the CTA bus.
$1.5 Million
Recovery for a truck driver that was struck by another car on the expressway while his vehicle was disabled.
$1.4 Million
Recovery for a computer programmer that slipped and fell in the washroom at work.
Recovery for a pedestrian struck by a vehicle in a parking lot. At the time, this was the second-highest recovery on record in DuPage County for a similar injury.
$800,000
Recovered for a disputed wrongful death claim against a trucking company. The company denied they were involved in the collision.
$660,000
Recovery for a truck driver that was injured while unloading his trailer.
$550,000
Recovery for a person who slipped and fell in a grocery store.
$550,000
Recovery for a woman who injured her neck in a motor vehicle collision.
$500,000
Recovery for a pedestrian that was struck by a vehicle while standing on the sidewalk.
$500,000
$500,000 Policy limit settlement for a 48-year-old woman injured in a Cook County head-on collision after another driver made an unsafe left turn into traffic.
$460,000
Recovery for a truck driver that tripped and fell in the parking lot while making a delivery.
$450,000
Recovery for a dental assistant who slipped and fell at work on an unnatural accumulation of ice.
$425,000
Recovery for a union worker struck by a speeding vehicle.
$425,000
Recovery for a passenger in a vehicle struck by an inexperienced driver.
$415,000
Recovered for a woman that required neck surgery after aggravating an existing neck injury in a truck accident.
$400,000
Recovery for a lab technician injured while transporting equipment.
$370,000
Recovery for a construction worker injured on faulty equipment at a construction site.
$315,000
Recovery for a motorist struck by a falling utility pole.
$310,000
Recovery for a person injured in a motor vehicle collision.
$300,000
Recovery for a bicyclist struck by a vehicle.
$300,000
Recovery for a 16-year-old girl who suffered a skull fracture after her e-bike struck a metal driveway marker placed along the roadway.
$250,000
Recovery for a young woman struck by another vehicle.
$250,000
Recovered for a woman who sustained a partial finger amputation and other injuries in a rollover car accident. (Policy Limits)
$250,000
Recovered for a man injured in a motor vehicle collision.
$250,000
Recovered for a 60-year-old woman involved in a car accident. (Policy Limits)
$250,000
Recovered for a man hit by a semi-truck while operating a go-cart.
$250,000
Recovered for an individual who suffered a severe knee injury after a slip and fall on a wet floor at a Will County retail store.
$240,000
Recovery for the injured party struck by another vehicle.
$235,000
Recovery for a person injured in a motor vehicle collision.
$235,000
Recovery for an inventory clerk injured when shelving toppled onto her.
$219,000
Recovery for a restaurant patron that slipped and fell in the bathroom.
$200,000
Recovered for an airline employee struck on the runway at O’Hare International Airport.
$190,000
Recovery for a person injured in a motor vehicle collision.
$175,000
Recovered for a child injured by fireworks at a fourth of July celebration.
$170,000
Recovered for a person injured when she slipped and fell exiting a major retail store.
$150,000
Recovered for a woman who fractured her leg when she was struck by a vehicle.
Latisha S.
Great service. They helped me get my money, and everyone was very pleasant even though the health insurance took a while. Everything was on point on Kryder’s side.
(312) 223-1700